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Business Owner's Policy



Protect your practice from risks including property damage, accidents, lawsuits, loss of income and more at a price that works for today’s practice owners.

Our staff will work with you to develop a tailored solution to fit your practice needs, including Property Insurance, General Liability Insurance, Loss of Income/Extra Expense and Data Breach. We recommend a customized business owner's policy (BOP) from The Hanover Insurance Group. Their industry-leading claim services and 24/7 reporting will help you get back to business quickly after a loss.



Property Insurance


Protect your building, furniture, equipment, and other valuable assets from natural disaster, theft and other damage.



General Liability Insurance


Even if you do everything right as a practice owner, accidents can happen. General liability insurance helps pay for the costs to defend and settle claims against your practice for bodily injury, property damage, and personal injury.



Loss of Income and Extra Expense


If your practice can’t open for business because of damage from a natural disaster or other property damage, we offer protection that will reimburse you for loss of business income.



Data Breach Coverage


In today’s world, all businesses face the threat of their sensitive data being lost, stolen or compromised. That’s why we include data breach coverage to help pay for notification, credit monitoring and investigation expenses.



Additional Coverages Are Available


When you purchase multiple commercial policies through The River Agency, you will enjoy the convenience of one contact for all your insurance needs - customer service, insurance billing, renewals, and claims. Beyond property and general liability coverage, your practice may need workers’ compensation, commercial auto, commercial umbrella or employment practices liability.






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